Friday, August 26, 2011

Vicious Dog Insurance


     I didn't know that: "The ownership of a dangerous dog may end up being a financial decision in addition to being a legal one. A Calgary man found that his home insurance had been cancelled after his insurance company decided it would no longer cover people who kept pit bulls, rottweilers, German shepherds, or Doberman pinschers. One of the largest insurance companies in North America, Allstate, has a policy that even a mixed breed dog whose bloodlines may include any of those breeds is considered unacceptable. Such policies are a growing trend in the insurance industry. The bottom line is that any dog owner who chooses to own a breed of dog that may be considered dangerous may also have to choose a place to live that will tolerate their choice of dog. And the more vicious dog attacks there are, the fewer such places there will be." (Buzzle.com)  Or that "... injuries caused by dog bites result in nearly one billion dollars worth of insurance claims annually. For this reason insurance companies have used statistics gathered by the U.S. National Center for Health Statistics and other sources of research to designate the breeds at highest risk for biting. Based on this data, many insurance companies refuse to issue homeowners insurance to owners of specific breeds of dogs considered ‘‘vicious’’ or at high risk of causing injury. The six breeds or types of dogs most commonly identified as high risk for aggression are the Akita, Chow Chow, Doberman Pinscher, Pit Bull (usually includes Staffordshire Bull Terriers, American Pit Bull Terriers, and American Staffordshire Terriers), Rottweiler, and Wolf-hybrids." (Dr.Stanley Coren, Psychology Today)

The Good News:  We have special guests this weekend!